PART-TIME HEALTH BENEFITS COMPARISON TABLE

P.T. HEALTH BENEFITS COMPARISON TABLE By Phyllis Eckler
DISTRICT	ELIGIBILITY	% or $ COVERED	PLAN	# OF ADJUNCTS ENROLLED
Mount San Antonio	PTs must carry a 40% load normally to be eligible but since there is a fiscal crisis, 20% is accepted. PTs must have served for a min. of 4 consecutive semesters not counting summer and must not be receiving or eligible for coverage elsewhere. District also offers FSAs for medical, dental, vision or dependent care to Pts who have 3 years of service and 40% load.	Up to $1000 max. towards premiums but if there is money left in the fund there are additional reimbursements	Kaiser Only	42
Foothill/De Anza	100% premiums for paid for 50% yearly load. For those who work 40-50%, the instructor pays for 1/2 the insurance policy,	100% full medical benefits and a routine vision checkup(no dental)	Kaiser Only coverage is for individual and the family provided there is no other access to insurance	139
Mission/ West Valley	40% yearly Load factor	$1000/yr.	Reimbursement for individually purchased plan
San Diego Adult Ed.	Full medical including Delta Dental and vision for those who have taught 750 hours (non-credit) or three years those teaching less than a 60% load get a prorated percentage of the 100% coverage above. Not available to new hires.	100% at 60% load Prorated percentage for lesser loads	Kaiser or for $55 more paid by PTer Pacificare
Los Rios	Adjunct faculty with a semester assignment of at least 30% of full-time (.30 FTE) or a minimum of 4.5 formula hours are eligible to participate in the health/medical and dental plans offered by the District after successful completion of such assignment during two (2) of the last five (5) semesters.	50% of premiums for district medical & dental with a 60% load. Down to 25% premiums for a 30% load.	Choice of District Plans includes individual, spouse/partner and/or dependents
San Francisco	Part-timers beginning third semester and assigned either twelve and one-half (12 1/2) hours or more per week for a semester in the noncredit program or seven and one-half (7 1/2) units or more per week for a semester in the credit program will be provided health and dental coverage	100% of Premiums	Plan unknown. Coverage for dependents unknown?
North Orange County	Immediate coverage for those working a 60% load.	Stipend for amount highest employee-only premium health plan available to District employees; plus amount of optional fringe benefit paid to District employees per month for the employment category ; e.g., faculty or managers.	Plan unknown
Marin	100% District paid health benefits at 12 units/yr
Contra Costa	Paid if .3 FTE for 3 semesters	Pro Rata (according to load) Health benefits including spouse or partner
Los Angeles	Worked three semesters, on seniority list with 40% load in a combination of districts	50% District paid premiums for self, spouse and dependents	Choice of Blue Cross PPO, Blue Cross HMO or Kaiser	221
Rio Hondo	After two semesters of employment	$20,000 total payment pool available for a maximum premium reimbursement of $800 per PT employee	Choice of Blue Cross, Blue Shield or Kaiser
Santa Monica	40% Load (2 classes ) for two semesters	100% coverage for a single individual in Kaiser or choice of dental or vision coverage	Kaiser only
Santa Rosa	50% Load	100% Coverage